Wells Fargo Agreement

If we do not make a transfer to or from your account in a timely manner or in the correct amount in accordance with our agreement with you, we will be liable for your loss or damage. However, there are a few exceptions. For example, we will not be liable if: These Terms of Use constitute a contract between you and Wells Fargo that is governed by the laws of the State of Minnesota, United States of America, except its conflict of law provisions. In the event that any of the terms or provisions of these Terms of Use are held to be unenforceable, the remaining terms and conditions will not be affected and the unenforceable provision or provision will be replaced by an enforceable provision or provision that comes closest to the intention underlying the unenforceable provision or provision. These Terms of Use are governed by any other agreement you have with Wells Fargo. There is no monthly service fee for Bill Pay. However, there is a service fee for the SDP service. Account fees (for example. B, monthly service, overdraft) may apply to the deposit account. For more information about account fees, please see the account agreement you received when you obtained your account. See other potential fees and charges in more detail in section 6(a) above.

The provisions of this section apply only to electronic money transfers (EFTs) that debit or credit a consumer cheque, savings account or other asset account and are subject to Regulation E, which implements the Federal Electronic Money Transfers Act. The terms and conditions that apply to EFTs that debit or credit a brokerage account can be found in your brokerage account agreement, not in this agreement. If you breach any of the terms of this Agreement (including failure to pay fees in accordance with any applicable fee schedule) or any other agreement you have entered into with us, you agree that we may suspend or terminate your access to any of your eligible online financial accounts and services. We have no obligation to restore or reactivate your access. Financing fees (such as interest and transaction fees) may apply to bill payments funded by a credit account. These fees will be indicated to you during the payment planning process. For more information, see your credit account agreement and all written disclosure statements. This arbitration clause constitutes the entire agreement between you and us and supersedes all prior agreements and other dispute resolution notices.

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